HOW WE HELP
Transform Your Professional Success into Retirement Confidence
HOW WE HELP
Transform Your Professional Success into Retirement Confidence
HOW WE HELP
Transform Your Professional Success into Retirement Confidence
You've built a successful career, but the path to retirement is filled with financial uncertainty. Your hard-earned assets deserve more than generic advice – they need a comprehensive strategy that truly understands your unique professional journey.
Today's financial landscape is more complex than ever. As you approach retirement, you're confronting critical challenges:
Tax Uncertainty
The tax code is constantly changing, and without a strategic approach, inefficient tax strategies can erode years of careful saving.
Investment Complexity
Generic recommendations don't account for your unique career trajectory, stock compensation, or specific retirement goals.
Retirement Transition Anxiety
The fear of financial missteps can overshadow the excitement of retirement, creating uncertainty about your financial future.
Today's financial landscape is more complex than ever. As you approach retirement, you're confronting critical challenges:
Tax Uncertainty
The tax code is constantly changing, and without a strategic approach, inefficient tax strategies can erode years of careful saving.
Investment Complexity
Generic recommendations don't account for your unique career trajectory, stock compensation, or specific retirement goals.
Retirement Transition Anxiety
The fear of financial missteps can overshadow the excitement of retirement, creating uncertainty about your financial future.
Today's financial landscape is more complex than ever. As you approach retirement, you're confronting critical challenges:
Tax Uncertainty
The tax code is constantly changing, and without a strategic approach, inefficient tax strategies can erode years of careful saving.
Investment Complexity
Generic recommendations don't account for your unique career trajectory, stock compensation, or specific retirement goals.
Retirement Transition Anxiety
The fear of financial missteps can overshadow the excitement of retirement, creating uncertainty about your financial future.
A Comprehensive Approach to Your Financial Confidence
We've developed a strategic method that addresses the complex challenges professionals face during their retirement transition.
Personalized Tax Strategies
We don't just prepare your taxes – we proactively design strategies that minimize your tax burden and protect your wealth.
Integrated Financial Planning
Your investment strategy, tax planning, and retirement goals aren't separate issues. We align them into a cohesive plan that adapts to your life.
Ongoing Professional Support
Financial planning isn't a one-time event. We provide continuous guidance, ensuring your strategy evolves with your changing needs and goals.
A Comprehensive Approach to Your Financial Confidence
We've developed a strategic method that addresses the complex challenges professionals face during their retirement transition.
Personalized Tax Strategies
We don't just prepare your taxes – we proactively design strategies that minimize your tax burden and protect your wealth.
Integrated Financial Planning
Your investment strategy, tax planning, and retirement goals aren't separate issues. We align them into a cohesive plan that adapts to your life.
Ongoing Professional Support
Financial planning isn't a one-time event. We provide continuous guidance, ensuring your strategy evolves with your changing needs and goals.
A Comprehensive Approach to Your Financial Confidence
We've developed a strategic method that addresses the complex challenges professionals face during their retirement transition.
Personalized Tax Strategies
We don't just prepare your taxes – we proactively design strategies that minimize your tax burden and protect your wealth.
Integrated Financial Planning
Your investment strategy, tax planning, and retirement goals aren't separate issues. We align them into a cohesive plan that adapts to your life.
Ongoing Professional Support
Financial planning isn't a one-time event. We provide continuous guidance, ensuring your strategy evolves with your changing needs and goals.
Our Process
STEP 1
Comprehensive Financial Assessment
We conduct a thorough review of your current financial landscape, examining your income, expenses, assets, and goals. This provides a clear picture of your financial health.
STEP 2
Collaborative Goal Planning
Through detailed discussions, we work together to define your financial objectives and retirement vision. This collaborative approach ensures the strategy truly reflects your aspirations.
STEP 3
Investment Strategy
We develop a strategic investment plan that aligns with your goals and minimizes tax implications. Every recommendation is designed to support your long-term financial success.
STEP 4
Implementation and Ongoing Management
We execute your personalized strategy with precision, continuously monitoring and adjusting to changing life circumstances and market conditions.
STEP 5
Regular Review and Adaptation
Periodic check-ins allow us to reassess your plan, ensuring it remains aligned with your evolving goals and financial landscape.
Our Process
STEP 1
Comprehensive Financial Assessment
We conduct a thorough review of your current financial landscape, examining your income, expenses, assets, and goals. This provides a clear picture of your financial health.
STEP 2
Collaborative Goal Planning
Through detailed discussions, we work together to define your financial objectives and retirement vision. This collaborative approach ensures the strategy truly reflects your aspirations.
STEP 3
Investment Strategy
We develop a strategic investment plan that aligns with your goals and minimizes tax implications. Every recommendation is designed to support your long-term financial success.
STEP 4
Implementation and Ongoing Management
We execute your personalized strategy with precision, continuously monitoring and adjusting to changing life circumstances and market conditions.
STEP 5
Regular Review and Adaptation
Periodic check-ins allow us to reassess your plan, ensuring it remains aligned with your evolving goals and financial landscape.
Our Process
STEP 1
Comprehensive Financial Assessment
We conduct a thorough review of your current financial landscape, examining your income, expenses, assets, and goals. This provides a clear picture of your financial health.
STEP 2
Collaborative Goal Planning
Through detailed discussions, we work together to define your financial objectives and retirement vision. This collaborative approach ensures the strategy truly reflects your aspirations.
STEP 3
Investment Strategy
We develop a strategic investment plan that aligns with your goals and minimizes tax implications. Every recommendation is designed to support your long-term financial success.
STEP 4
Implementation and Ongoing Management
We execute your personalized strategy with precision, continuously monitoring and adjusting to changing life circumstances and market conditions.
STEP 5
Regular Review and Adaptation
Periodic check-ins allow us to reassess your plan, ensuring it remains aligned with your evolving goals and financial landscape.
Our Fees
Wealth Management
We believe that a flat fee based on assets under advisement is the most transparent and free from conflict of interest. No commissions, ever. For continuous financial planning, tax planning, and investment management:
Up to $2m = $10,000
$2m - $3m = $13,000
$3m - $4m = $16,000
$4m - $5m = $19,000
$5m - $6m = $22,000
$6m - $7m = $25,000
$7m - $8m = $28,000
Above $8m = $30,000
For example, a client with a $4,500,000 portfolio would pay an annual fee of $19,000, billed $4750 every quarter in arrears and deducted from one or more of your accounts at Schwab. This equates to 0.42% of assets.
What You Get
Ongoing financial planning and tax planning with no less than 2 meetings per year (in-person or virtual)
Ongoing Investment management with monthly statements from Schwab, quarterly investment performance reports, and web/app visibility
Preparation and filing of your federal and state tax returns
Unlimited access to HWM as needed with a single point of contact
Additional Services
One Time
Planning Only
If you prefer to manage the investments yourself, we offer a planning-only option. The fee for this service is $4,800, with half due after our first meeting, and if you choose ongoing management, we'll waive the remaining balance.
Federal & State
Tax Preparation
Income tax preparation starts at $700, with fees increasing based on complexity. Wealth management clients receive tax preparation services at no additional cost
Our Fees
Wealth Management
We believe that a flat fee based on assets under advisement is the most transparent and free from conflict of interest. No commissions, ever. For continuous financial planning, tax planning, and investment management:
Up to $2m = $10,000
$2m - $3m = $13,000
$3m - $4m = $16,000
$4m - $5m = $19,000
$5m - $6m = $22,000
$6m - $7m = $25,000
$7m - $8m = $28,000
Above $8m = $30,000
For example, a client with a $4,500,000 portfolio would pay an annual fee of $19,000, billed $4750 every quarter in arrears and deducted from one or more of your accounts at Schwab. This equates to 0.42% of assets.
What You Get
Ongoing financial planning and tax planning with no less than 2 meetings per year (in-person or virtual)
Ongoing Investment management with monthly statements from Schwab, quarterly investment performance reports, and web/app visibility
Preparation and filing of your federal and state tax returns
Unlimited access to HWM as needed with a single point of contact
Additional Services
One Time
Planning Only
If you prefer to manage the investments yourself, we offer a planning-only option. The fee for this service is $4,800, with half due after our first meeting, and if you choose ongoing management, we'll waive the remaining balance.
Federal & State
Tax Preparation
Income tax preparation starts at $700, with fees increasing based on complexity. Wealth management clients receive tax preparation services at no additional cost
Our Fees
Wealth Management
We believe that a flat fee based on assets under advisement is the most transparent and free from conflict of interest. No commissions, ever. For continuous financial planning, tax planning, and investment management:
Up to $2m = $10,000
$2m - $3m = $13,000
$3m - $4m = $16,000
$4m - $5m = $19,000
$5m - $6m = $22,000
$6m - $7m = $25,000
$7m - $8m = $28,000
Above $8m = $30,000
For example, a client with a $4,500,000 portfolio would pay an annual fee of $19,000, billed $4750 every quarter in arrears and deducted from one or more of your accounts at Schwab. This equates to 0.42% of assets.
What You Get
Ongoing financial planning and tax planning with no less than 2 meetings per year (in-person or virtual)
Ongoing Investment management with monthly statements from Schwab, quarterly investment performance reports, and web/app visibility
Preparation and filing of your federal and state tax returns
Unlimited access to HWM as needed with a single point of contact
Additional Services
One Time
Planning Only
If you prefer to manage the investments yourself, we offer a planning-only option. The fee for this service is $4,800, with half due after our first meeting, and if you choose ongoing management, we'll waive the remaining balance.
Federal & State
Tax Preparation
Income tax preparation starts at $700, with fees increasing based on complexity. Wealth management clients receive tax preparation services at no additional cost